Loansearch UK
UK Loan Hotline
0800 408 1396

Finding the right loan for you!

Finding the right loan for you
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Representative 8.6% APR (Variable)

Loansearch UK will help you search the market for the best loan for your circumstances. Our searches will not affect your credit rating as we always do soft searches initially and we provide a decision in principle within an hour. Whatever the purpose of the loan we can usually help.

Loansearch UK are an independent loan broker with access to over 600 loan plans

About Loansearch UK

Here at Loansearch UK we have access to an extensive panel of lenders who can offer loans for most circumstances. Our Directors have over 20 years experience in the loan industry and will always try to find the best rate possible for every customer using our in house loan decision system.

Loansearch UK are a UK company based in South Yorkshire. Your loan application will be processed by our friendly customer relations managers who will keep you informed every step of the way by email, telephone or post, whichever way you choose.

We can arrange loans for any purpose including home improvements, debt consolidation, car or a holiday. Let us make your plans a reality.

What is an Unsecured Loan?

An unsecured loan is primarily based on your personal credit rating, affordability and the amount borrowed. You aren’t required to offer your home as security for the loan – however, you are legally bound to pay back the loan as agreed. When deciding whether or not to offer you an unsecured loan, the lender will look at your personal credit history and assess how much of a risk is involved in lending you money. The rate of interest you are offered will reflect that level of risk.

Popular reasons for why someone will take out an unsecured loan is to pay off debts into one possibly less expensive loan, to carry out home improvements, purchase a car or pay for a holiday.

In order to apply with Loansearch UK for an unsecured loan, you can be a homeowner or a tenant and must be able to afford the loan repayments. Apply for a no obligation quote to see if you qualify.

What is a Secured Loan?

A secured loan or a ‘home owner loan’ is often a large amount provided to fund major purchases such as consolidating existing credit or funding home improvements. It is secured against your property, therefore your home may be at risk if you are unable to repay the loan. However, there may be lower interest rates chargeable overall due to the property being provided as loan security.

In order to apply with Loansearch UK you must be a homeowner with an existing mortgage. Your mortgage is known as the first charge on your property and a loan from Loansearch UK is secured by way of a second charge. Check our eligibility checker to see if you qualify.