Borrow up to £15,000 with a Guarantor Loan
We could help, even if you have been refused elsewhere
- Guarantor Loans from £1,000 to £15,000
- Loan Terms from 1 to 5 years
- Bad Credit including CCJ’s & Default’s accepted
- Homeowner or Tenant Guarantors accepted
- Easy, short application with no upfront fees
- Search won't affect yours or your guarantor’s credit rating
Representative 8.6% APR (Variable)
Loansearch UK have access to most guarantor loan lenders in the market and can usually find a loan to suit you and your guarantor subject to you being able to afford the loan repayments. Our experienced team can provide a decision in principle within an hour and can usually complete the loan within 48 hours.
Loansearch UK are an independent loan broker with access to over 600 loan plans
About Loansearch UK
Here at Loansearch UK we have access to an extensive panel of lenders who can offer loans for most circumstances. Our Directors have over 20 years experience in the loan industry and will always try to find the best rate possible for every customer using our in house loan decision system.
Loansearch UK are a UK company based in South Yorkshire. Your loan application will be processed by our friendly customer relations managers who will keep you informed every step of the way by email, telephone or post, whichever way you choose.
We can arrange loans for any purpose including home improvements, debt consolidation, car or a holiday. Let us make your plans a reality.
What is a guarantor loan?
A guarantor loan is a type of unsecured loan that requires a guarantor to back up the loan agreement in the event that the borrower was unable to meet the monthly repayments on the loan for whatever reason. These loans have become very popular over the last 10 years or so.The guarantor is often a family member or trusted friend who needs to be aged between 18 and 75 with a good credit history and must have sufficient income to be able to afford the loan repayments should the borrower be unable to do so.
A guarantor loan can often enable someone to borrow money at a lower rate of interest, than they would otherwise be able to secure through a more traditional type of loan.
In order to apply for a guarantor loan with Loansearch UK you can either be a Homeowner or a Tenant and simply complete the short enquiry form above.
We will do a quotation credit search during the application process however this will not affect yours or your guarantor’s credit rating and will not show up on your credit file unless you agree to take the loan out with one of our selected lenders. Find out today if you qualify for a guarantor loan.
Repair your credit rating
Our guarantor loans won’t just help you meet your loan purpose such as buying a car, paying off your debts or paying for a holiday, they can also repair your credit status.If you make all your payments on time you’ll show the credit reference agencies that you can manage your money responsibly. So your rating will improve, loans will become cheaper and you’ll soon be back on your feet.
Please be aware that the loan may be a higher rate of interest than a traditional style unsecured loan although, often, the interest rate can be lower should you have bad credit already.